We use the Cyberplus Payment NET system which allows to register, from an online form, payments by credit card in a highly secure manner. Built around the 3D secure protocol of Visa and MasterCard, this system analyzes each transaction in real time and gives you an indicator of the guaranteed status of your transaction.
3D-SECURE: THE ONLINE PAYMENT GUARANTEE
WHAT IS 3D-Secure ?
3D-Secure is a program created by international issuers Visa (Verified By Visa) and Mastercard (Mastercard Secure Code) to strengthen the security of card payments on the Internet.
The objective is twofold:
Reduce the risks of fraud, in particular identity theft and unpaid bills relating to the dispute of the payment order,
Offer to Internet buyers a reassuring and secure payment process.
This program is based on the implementation of an additional control during an online purchase.
HOW DOES IT WORK ?
The Internet user makes a purchase on a 3D-Secure website;
When paying for their order, the customer enters their usual banking information (card number, validity date and visual cryptogram);
If the customer is 3D-Secure registered, the cardholder is referred to their bank’s authentication site.
The customer authenticates himself with his bank.
After validation of this entry by the Internet user and the agreement of the latter’s bank, the buyer’s bank transmits an agreement to the merchant to continue the payment procedure.
The 3D-Secure proof of payment is archived.